I do not recommend going here for a “presentation” due to VERY SHADY business practices! Long story short they made several offers to purchase but at 17.99% interest rate that almost double the sales price! When I know I can get 6.25% at the credit unions. After declining I was told to go upstairs and get my “gift”. Just for me to sit with another rep for hours of him talking, flirting with my mother and offering me a deal for 1 bedroom cottage at $4,900 with 55,000 points eoy and $100 down. I accept and fill out the paperwork which authorized my credit to be pulled. They charged my card the $100 and called me downstairs to do the closing. I get into the closing office and this rep begins to tell me that I’m getting a 3 bedroom estate with 23,000 point eoy and $1,130 maintenance fees. This is NOT what I agreed to! Now my credit has been pulled and my card charged; that’s not right! Maybe they are used to uneducated people of color or they think because you’ve been there 5 HOURS with them fast talking and smiling in your face but NO! I am educated, I wrote everything down! If they did it to me they will do it to others!! Do not go to listen to Paul, Katy, Dean or anyone else there!!!!!!