I am not sure about the experience of Hanna Montana. But $200 a night for a 2-3 bedroom cabin, with a fully equipped kitchen, lake view, and docks-the price is great. The property is beautiful the owners are great. The lighting could be brighter at night, but who wants the beautiful dark evening experience around a campfire lit up with artificial lighting. Carry a lantern. The use of water equipment is most likely based on when you visit. during the summer everything is unlocked and available-it is seasonal/weather availability. We have visited several times and loved it. Yes, I have to bring paper goods and towels, but that is the norm for resorts-it is all explained on the website rate sheet-what to bring. It sounds like Hanna didn't read about where she was staying. I would rate this location a 5-star seasonal experience.